July 26, 2006

Top 10 Paying Careers

Filed under: 64bestloan1_yourmoneysave — admin @ 4:04 am

It is no secret that surgeons earn a hefty $189,590 annual salary on an average in the United States today. But the most unexpected news is the salaries of physicians’ assistants whose yearly average annual salary is an astonishing $63,490. The Bureau of Labor Statistics reports that their minimum qualification is a college degree and in addition a mandatory accreditation course. It is interesting to know which jobs are the top 10 paying ones in America. There are many surveys producing different results. Although there are some minor differences, most of them agree at least 7 out of 10 times.

The Best Paying Jobs in The United States

Interestingly, surgeons scored 7 points over CEOs, whose average annual salary was $134,960. The skill and the complex nature of the work contributes to their high salaries. That they carry a student loan of upto $100,000 is another factor that contributes.

The top professions on the list is followed by anesthesiologists with $181,420, Obstetricians and gynecologists earning $179,640, Internists, general $158,350 and the list goes on. In 9th place are dentists, whose reported annual average earning is $133,350. With the exception of the CEO who stands at the 8th position in the list, the top professions are all dominated by medical and healthcare professionals.

Personal financial advisors may find a place in the list of top ten earners, were it not for the huge variation in their earnings. An extremely brilliant personal financial advisor may earn up to $145,000 but the lower end is a paltry $28,330. The high salary fluctuation is because of its high growth potential coupled with high economic growth and the educational index required by the job.

Medical scientists earn an average of $100,000, which may be a measly sum, considering their educational backgrounds (PhD & doctoral degrees). But they precede podiatrists ($94,500), lawyers ($91,920), optometrists ($88,100) and computer and information systems managers whose salaries are around $83,890.

Surprisingly, so many other jobs and careers pay significantly higher salaries than positions in federal and state governments. For example, take the salaries of judges, which are positions of high significance in the society, which are at a level of $79,540. This can be understood by looking at the enterprising nature of corporations that hire these professionals.

Let’s now take a look at the next top 10 paying careers in brief:

1. Pilots, co pilots and flight engineers
$99,400pa

2. Marketing managers
$78,410pa

3. Computer software and applications engineer

$76,310pa

4. Biomedical engineer
$70,520;

They are trained in biology as well as engineering and work to develop solutions to health problems.

5. Environmental engineer
$67,620
They work to fight damages to environment

6. Computer systems analyst
$67,520
Systems analysts ensure that organizations make the best of their technological resources

7. Database administrator
$61,950

Database administrators create and manage large quantities of financial, inventory and customer data.

8. Physical therapist
$61,560

9. Network systems and data communication analyst

$61,250

10. Chemist

$60,880

Tony Jacowski is a quality analyst for The MBA Journal. Aveta Solutions - Six Sigma Online ( http://www.sixsigmaonline.org ) offers online six sigma training and certification classes for lean six sigma, black belts, green belts, and yellow belts.

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July 19, 2006

The Problem With Recording Schools

Filed under: 64bestloan1_yourmoneysave — admin @ 4:04 am

I remember about 5 years ago. I bitten by the recording studio bug. Before I knew it, I had maxed out a few credit cards and taken out a large loan to pay for enough recording gear to record a full band. I was excited about recording bands. I knew nothing, but I certainly wanted to learn. I saw a few ads in beginner recording magazines for these immaculate looking studios combined with classrooms. I thought these guys would transform me into a recording genius.

I quickly enrolled into one of the best recording schools in the country. I was excited. They even turned me on to Tape Op magazine, which I am very thankful for. I thought I was going to go into the recording school as an idiot and walk out recording Aerosmith. Somewhere in there I got to thinking. How many recording engineers are there? Since the school has hundreds and hundreds of graduates every year and there are other recording schools all over the country, how could all of these engineers be recording Aerosmith. More than likely, there are only one or two engineers working with Aerosmith. There are probably two more working for Metallica and two more working for Van Halen and that pretty much wraps up the mega big boys. That’s right. There are six mega big boys. There are more all stars in professional baseball than there are top recording engineers.

So what are these schools really selling you? They may be teaching you how to work a console and they may teach you a few engineering tips too, but where are the jobs? Many of the big studios are hurting. This means there are less and less big time recording jobs available. So where are the thousands of 20 year old kids who owe $15,000 in student loans going to find jobs in the audio industry? Most of them will not be working in recording studios. The sad part is most of them are going to have trouble finding a decent paying job at all. Graduating from “tech school” doesn’t usually look the best on a resume. You may be able to run a Neve console, but the only job that needs that is an audio engineer and those jobs are getting harder and harder to find.

I’m not saying that you shouldn’t go to recording school. Honestly, I’d love to attend a recording school. That would be great. Unfortunately, there is reality and recording schools don’t make much sense in mine. Maybe you will be next guy to go to recording school and then end up with a few grammy awards sitting on the mantle.

If a person is really serious about learning how to record, there is no better time than 2 minutes ago. You are late. Get on it. All it takes is a computer from 3 years ago, a recording soundcard, and a few microphones. (Okay, there are some other things needed, but I’m trying to make this look easy). The hard part comes not from buying the gear or even figuring out how to work it. The hard part comes from figuring out how to make a killer record that actually sounds good. That one is still a mystery to me. The experience you could gain by jumping face first into recording bands could be just as good as learning the old school way. I’m guessing that both have their flaws.

In the end, some of us were just meant to be in audio. We’ll find a way. If recording school is the way for you, by all means, go for it. I have to say that I’m glad that I pumped my tuition money into fancy microphones and preamps. My studio stays busy and I’m learning as I go. Life could be worse.

Are you serious about audio recording?

Check out recordingreview.com

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July 12, 2006

Debt Consolidation Loans Can Ultimately Eradicate Your Long Lasting Debts

Filed under: 64bestloan1_yourmoneysave — admin @ 3:04 am

In present state of affairs, debt consolidation loans have all the ability to reduce your worries at large, in case if you are surrounded through debts. Debt consolidation loans will pay off your existing debts and relocate unsettled borrowings into one loan with one single, manageable monthly repayment.

But when you start using credit cards for every need, it turns out to be a curse. You will be caught in an unbearable debt trap. But you are not alone; there are thousands more in line with similar complicated situation. Loans owed have to be paid off eventually but with debt consolidation loans you may have lower rate of interest charged on the debt, or be able to spread out the costs over a longer time frame.

If you are watchful and concentrating to administer your expenses, debt consolidation loans can help you in many ways. Debt consolidation loans reduce your monthly payments, improve your credit ratings, and provide an opportunity to deal with a single creditor. Above all, you can use the money raised from consolidation for any virtual purpose. You will witness your accumulated interest rates and principal interests in a descending order. No wonder it will gradually come to an end provided you show seriousness about it.

Lenders will overview your outstanding debt and your credit risk while considering your debt consolidation loans. If you have a previous bad credit history, lenders may offer only secured debt consolidation loans. In case of failure, lender can repossess the property. Such type of debt consolidation loans where asset is secured, rate of is also noticeably low. So, it is no more an uncommon phenomenon. Bottom line is that you should know how to lessen and eradicate them ultimately.

The author is a business writer specializing in finance and credit products and has written authoritative articles on the finance industry. He has done his masters in Business Administration and is currently assisting Shakespeare Finance as a finance specialist. For more information visit us http://www.easy-debt-consolidation-loan.co.uk

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